Prime Save Loans & Services Limited.
Structured Payroll Lending for Civil Servants & Salaried Professionals.
- Transparent 18% structured facility rate.
- Professional in-office processing.
No hidden charges.
All applications are handled securely at our registered office.
Maximum repayment term is 4 months.
| Month | Opening Balance | Interest (18%) | Principal Paid | Monthly Payment | Closing Balance |
|---|
TRUST & CREDIBILITY STRIP
About Us
Built on Trust.
Structured for Stability.
Primesave Loans and Services Zambia Limited provides responsible payroll-backed loan facilities designed for Zambia’s working professionals.
We operate with transparency, discipline, and full respect for payroll deduction regulations, including the 40% salary borrowing rule.
Financial matters should be handled personally and securely — not informally.
primesave loans
OUR FACILITY RATE & TRANSPARENCY
Primesave Loans Zambia Limited operates using a 18% structured facility rate applied on a reducing balance.
This means:
- Interest is calculated only on the outstanding loan amount
- As your balance reduces, the interest charged reduces
- You do not pay interest on money already repaid
We believe every client should fully understand their repayment obligations before signing any agreement. There are no hidden charges.
How The Reducing Balance Structure Works
Under our structured model:
- Each monthly payment reduces your principal.
- Interest for the next month is calculated on the new lower balance.
- Your total repayment is clearly outlined in advance.
A full repayment schedule is provided during your in-office consultation.
primesave loans
LOAN REQUIREMENTS
To apply, please bring the following documents to our office:
- National Registration Card (NRC) – Original & Copy
- Latest 3 Months Payslips
- Proof of Employment
- Valid Contact Details
- Completed Application Form (Available at Office)
All applications are processed in person for your security.
Important Notice
Primesave Loans does not operate using flat-rate interest structures.
All loan terms are explained clearly and processed securely at our registered office.
For your protection, we do not approve or process loans via WhatsApp or social media.
There are no hidden charges.